Washington

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Sammamish, Washington CD Rates – 18-Month

You are viewing rates from banks across Sammamish





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Sammamish, Washington . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Sammamish, WA - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 5.00% → 4.65% → 4.40% → 4.15% → 4.00%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.35% → 4.25% → 4.20% → 3.84% → 3.58%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.05% → 2.53%

Rate History: 2.78% → 2.63% → 2.38% → 2.68% → 2.53%

| Aug 15, 2019

I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More

| Aug 15, 2017

5 star Read More

0.60%

$10,000

18.34

Learn More

0.45%

$10,000

24.07

Learn More

0.39%

$10,000

16.65

Learn More

| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

7.94

Learn More

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Nov 15, 2019

If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Sammamish, WA - August 2, 2025


Branch Street City State
Seattle Bank
Seattle Bank Branch
600 University Street, Suite 1850 Seattle WA
Beal Bank USA
Seattle Branch
10900 N.E. 4th Street, Suite 110 Bellevue WA
Northwest Bank
Seattle Branch
925 Fourth Avenue, Suite 100 Seattle WA
Wells Fargo Bank, National Association
Lake Tapps Branch
1406 Lake Tapps Parkway E. Auburn WA
Zions Bank
Seattle Br Branch
601 Union Street, Suite 3600 Seattle WA
Sound Community Bank
Sound Community Bank Branch
2001 5th Ave. Seattle WA
Washington Trust Bank
Seattle Branch
601 Union St. Ste 4747 Seattle WA
First Financial Northwest Bank
First Financial Northwest Bank Branch
201 Wells Avenue South Renton WA
Mountain Pacific Bank
Ballard Office Branch
2244 Nw 56th Street Seattle WA
Timberland Bank
Auburn Branch
202 Auburn Way South P.O. Box 1635 Auburn WA
Coastal Community Bank
Monroe Branch
19351 Hwy 2 Monroe WA
GBC International Bank
Bellevue Branch
500 108th Avenue Ne, Suite 1770 Bellevue WA
Cathay Bank
Kent North Branch
18030 East Valley Highway Kent WA
Peoples Bank
Bellevue Financial Center Branch
10900 Ne 4th Street, Suite 2250 Bellevue WA
Washington Federal Bank
Auburn Branch
206 A St. Se Auburn WA
First Interstate Bank
Courier Service Branch
4710 196th Street Southwest Lynnwood WA
East West Bank
International District Branch
668 South Lane Street, Ste 101 Seattle WA
U.S. Bank National Association
Auburn Branch
401 15th Street, N.E. Auburn WA
First-Citizens Bank & Trust Company
Bellevue Main Office Branch
300 110th Avenue, Ne Bellevue WA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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